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I thought I'd start this thread to give those looking to finance their new car a heads up as to what is out there. I'll start off with a bit of info I have.
Most Credit Unions Usually offer good rates. Here in San Francisco, the SF Police Credit Union (SFPCU) offers very good rates. My friend who is the VP of the SFPCU travels all over California to get law enforcement groups, agencies & associations to allow SFPCU for their employees... an add on to their benefits. Though Law Enforcement agencies may have access to a credit union, most DO NOT have their own. That said, if you're in Law Enforcement in California or related to a family member who is, check to see if you have access to the SFPCU. If you do, you'll be able to partake of the SFPCU membership and the benefits that come with it. For example - In regards to Auto Loans, SFPCU has rates as LOW as 2.89% up to 3.89%. They currently also have a Special Rate on an 18-month CD that's paying 2.631% with a MINIMUM of ONLY $500.
Here are Auto Loan Rates from the SF Police Credit Union.
Features & Benefits
.25% discount for enrollment in automatic payments
Low competitive rates on new, used and refinanced auto loans
No-cost personal Auto Buying Service
1% rate discount with Enterprise Car Sales**
Flexible repayment terms
Convenient payment options
Easy and secure online application process
GAP Insurance and Payment Protection are available
Auto Loans - New and Used
Rates Effective: May 1, 2019
Term APR As Low As*
1-36 months 2.89%
37-60 months 3.14%
61-72 months 3.39%
73-84 months 3.89% $25k and over
https://www.sfpcu.org/accounts-services/vehicle-loans/auto-loans[/url[/I]
Most Credit Unions Usually offer good rates. Here in San Francisco, the SF Police Credit Union (SFPCU) offers very good rates. My friend who is the VP of the SFPCU travels all over California to get law enforcement groups, agencies & associations to allow SFPCU for their employees... an add on to their benefits. Though Law Enforcement agencies may have access to a credit union, most DO NOT have their own. That said, if you're in Law Enforcement in California or related to a family member who is, check to see if you have access to the SFPCU. If you do, you'll be able to partake of the SFPCU membership and the benefits that come with it. For example - In regards to Auto Loans, SFPCU has rates as LOW as 2.89% up to 3.89%. They currently also have a Special Rate on an 18-month CD that's paying 2.631% with a MINIMUM of ONLY $500.
Here are Auto Loan Rates from the SF Police Credit Union.
Features & Benefits
.25% discount for enrollment in automatic payments
Low competitive rates on new, used and refinanced auto loans
No-cost personal Auto Buying Service
1% rate discount with Enterprise Car Sales**
Flexible repayment terms
Convenient payment options
Easy and secure online application process
GAP Insurance and Payment Protection are available
Auto Loans - New and Used
Rates Effective: May 1, 2019
Term APR As Low As*
1-36 months 2.89%
37-60 months 3.14%
61-72 months 3.39%
73-84 months 3.89% $25k and over
https://www.sfpcu.org/accounts-services/vehicle-loans/auto-loans[/url[/I]