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Discussion Starter #1 (Edited)
How much are owners finding insurance costs to be on the new Insight? Higher or lower than anticipated? With it being so new, there’s not much information out there.
 

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Discussion Starter #4
Thanks for sharing the info! I did mine over the phone, but I’ll post my info when it comes in the mail. It sounds like mine from American Family is right in line with those numbers.
 

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My insurance fell compared to the 2015 Focus, due to active safety features. That's even with the new car replacement insurance included. It is also cheaper than our 2017 Impreza.
 

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My annual insurance is significantly higher (50+%) than posts in this thread. Perhaps this is due to the Insight being my sole vehicle, and maybe differences in deductible, coverage, and location. But this thread is also a great reminder that it's time to shop around for new pricing...!
 

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Odd. My insurance only went up about $100 for the year compared to my ‘15 civic. The quote for the insight was only $10 more per year than the ‘18 accord and ‘18 civic hatchback I was also considering at the time. With the safety features and a multi car discount (2 cars) and two drivers of at least 20 years thought it the extra $100 was justified.
 

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Here's what I pay for my 2 cars:

2017 Toyota Rav4 Hybrid Limited is $546 per 1/2 year.
2019 Honda Insight Touring is $345 per 1/2 year.

Both myself and my wife are listed as drivers for both cars.
 

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My insurance went up significantly. $317/annually for my old 2006 Legacy. $833/annually for the new Insight. Multi-car, multi-driver and multi-policy coverage. Insurance agent explained that there isn't enough data on the Insight given how new it is and that is why the premiums are so much higher. Maybe premiums will lower over time as the Insight gets more established.
 

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State Farm in 94544 zip code is $479.71/6mo two drivers over 55.

Discounts Multiple Line, Driver Safety Record, California Good Driver, Multicar, Loyalty, Vehicle Safety, Drive Safe & Save
Total: $2,229.66 / 6 mos

Liability Coverage
Bodily Injury Limits
Each Person, Each Accident
$250,000 $500,000
Property Damage Limit
Each Accident
$100,000
$167.42 / 6 mos

Medical Payments Coverage
Limit - Each Person
$10,000
$14.33 / 6 mos

Comprehensive Coverage - $250 Deductible
$49.06 / 6 mos

Collision Coverage - $500 Deductible
$211.91 / 6 mos

Uninsured Motor Vehicle Coverage
Bodily Injury Limits
Each Person, Each Accident
$250,000 $500,000
$35.38 / 6 mos
Uninsured Motor Vehicle Property Damage Coverage
$1.61 / 6 mos
 

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@Ron107 my insurance is also with AAA, but 30+% higher than yours. (AAA sub-contracts to other insurance/carriers.) Perhaps this is a difference in our regions, sub-carriers, and discounts.
 

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I only have one car, so I miss out on deep multi-car discounts (28% with my current company), and I own a home so I need to bundle home and auto to save a lot on the home insurance policy, unfortunately. Home insurance is expensive in Oklahoma because of frequent wind/hail damage requiring full roof replacement, etc. I've checked around with several companies now and have not been able to get a good auto+home price. I was paying about $420-$450 every six months with my 2004 Acura TSX before I switched it to liability only a few years before selling it. Now the same insurance on the 2019 Insight Touring is over $800 every six months. I had to up my deductibles to $1,000 instead of $500 to help offset that a bit and I'm going to have to take a driver safety course for a discount to get it down to $590 every 6 months but that's still terrible! Progressive offers $445 every 6 months for much better coverage, but their home insurance is horrible with a 5% wind/hail deductible. AAA home insurance was astronomically high and Farmer's was way too high on both home and auto, but I'll have to keep checking to see if I can get something better. Thanks for the posts about this!
 

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I only have one car, so I miss out on deep multi-car discounts (28% with my current company), and I own a home so I need to bundle home and auto to save a lot on the home insurance policy, unfortunately. Home insurance is expensive in Oklahoma because of frequent wind/hail damage requiring full roof replacement, etc. I've checked around with several companies now and have not been able to get a good auto+home price. I was paying about $420-$450 every six months with my 2004 Acura TSX before I switched it to liability only a few years before selling it. Now the same insurance on the 2019 Insight Touring is over $800 every six months. I had to up my deductibles to $1,000 instead of $500 to help offset that a bit and I'm going to have to take a driver safety course for a discount to get it down to $590 every 6 months but that's still terrible! Progressive offers $445 every 6 months for much better coverage, but their home insurance is horrible with a 5% wind/hail deductible. AAA home insurance was astronomically high and Farmer's was way too high on both home and auto, but I'll have to keep checking to see if I can get something better. Thanks for the posts about this!
Thanks for sharing - your information is most comparable to mine (but substitute earthquake for wind/hail coverage). I tried a re-quote thru Costco/Ameriprise, and found the total price for Home + Auto netted the same as my current total with AAA. (Ameriprise's Auto portion went down, but Home went up because of their higher coverage requirement.) Will be interested to hear if you find better quotes!
 

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Does anyone use an insurance company that doesn't charge over $1000 for car insurance on their Insight? We have collision with actual cash value less $250 deductible, non-collision coverage for glass, liability 50k/100k/50k, medical 1000 each person, uninsured motorists 50k/100k/50k. We're in TN and have very low mileage on Insight. We insure it along with a 2017 Ridgeline and our house so seem to be getting all discounts possible including safe drivers.
 

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I have USAA, I pay $175 a month for full coverage with a 250 deductible. I did not get the medical. I have had multiple wrecks on my history and even tho not all my fault it went up a bit due to that. I was paying $120 a month on my 370z (I assumed going from a sports car to a hybrid would make my insurance cheaper but nahh).
 

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Does anyone use an insurance company that doesn't charge over $1000 for car insurance on their Insight? We have collision with actual cash value less $250 deductible, non-collision coverage for glass, liability 50k/100k/50k, medical 1000 each person, uninsured motorists 50k/100k/50k. We're in TN and have very low mileage on Insight. We insure it along with a 2017 Ridgeline and our house so seem to be getting all discounts possible including safe drivers.
Added your question to our "Insurance" thread. Some posts above mention rates in the $700-800 range, and may provide some leads on alternate insurance companies to check with. However, by adding my Insight to coverage, my rate went up by more than this 'average' rate, and I too have other insurance discounts applied.
 

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I pay about $100 per month through State Farm for what I feel is a pretty good level of coverage. I also haven't had any kind of driving infraction in over 30 years.
 

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I'm in TN near Chattanooga. We have a 07 CR-V and added the 2020 Insight. Insured through The Hartford/AARP. $92/month.
 

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I pay $675/6 months through Wawanesa for full coverage.. I still get the good driver discount even though I have 1 point on my record. + multi car and long time member discount with a 500 deductible ..
 
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