[andrew28]

Part of me was skeptical(didn't think you can get that much bad luck) about what you posted but now you have piqued my curiosity. I would be interested to see your field of 13 dead cars when you get the chance. :grin:

How much do you pay for insurance if your collision deductible is only $100? :surprise:

Use this link (https://owners.honda.com/collision/profirstbodyshop/) to find yourself a Honda certified body shop(https://owners.honda.com/collision/about/?section=ProFirstBodyShop#bodyshop) that can fix your Insight.

 

[Wifey'sInsight]

I would just explain to your insurance company that you can't drive the vehicle as it sits, and that it has to go to a Honda dealership for repairs as it wouldn't be able to be repaired completely at any body shop due to the sensors and electrical issues. It's not that an un-driveable car can't be rolled around on dollies, for paint etc... but you wouldn't be able to pick the car up after the body work was done because you can't drive it.

They should cover the tow, and depending on your policy, you may also have a rental car for the duration of repairs.

 

[andrew28]

I would just explain to your insurance company that you can't drive the vehicle as it sits, and that it has to go to a Honda dealership for repairs as it wouldn't be able to be repaired completely at any body shop due to the sensors and electrical issues. It's not that an un-driveable car can't be rolled around on dollies, for paint etc... but you wouldn't be able to pick the car up after the body work was done because you can't drive it.

They should cover the tow, and depending on your policy, you may also have a rental car for the duration of repairs.

The Honda body shop can probably fix his electrical issues and Honda will pay for the work. Found the below in the warranty booklet.

Emergency Repairs



Honda recognizes that your vehicle could develop a serious problem needing immediate repair at a facility other than an authorized Honda automobile dealer.Honda will reimburse you for the repair if:



•The repair would normally be covered by one of the warranties in this booklet.


and



•All authorized Honda automobile dealers within 50 miles of the breakdown were closed at the time, or there were no authorized Honda automobile dealers within 50 miles.


and



•The vehicle was immobile, or attempting to drive the vehicle would cause further damage or be unsafe.



For reimbursement, go to any authorized Honda automobile dealer. You must show a copy of the paid receipt, and the replaced part(s). The dealer will reimburse you for the part(s) at the current manufacturer’s suggested retail price. You will be reimbursed for labor at a geographically appropriate labor rate for Honda’s recommended time allowance.

 

[fattball]

Well I'm on route I finally got AAA to tow me the 100 miles on the 4th try. Then I called Honda roadside assistance and they dissed me by saying all they're going to tow it backwards back to Olympia and the farthest they can tow it usually is only 20 miles so I had to call my car insurance Geico and they agreed to tow it the rest of the way to Ron Tonkin.

 

[fattball]

Having trouble this mobile app but here are a couple of pictures of where I am right now in

Chehalis and the car

 

[fattball]

I've gotten used to my bucket Hyundai Tiburon I'm so actually starting to like it I actually got the first gear fixed I took apart the area under the shifter and move some stuff around and kind of bent a little piece of metal and now 1st gear works perfectly. It's a great 700 car I just did a oil change on it and put in mobile 1 full synthetic oil and filter. It deserves some of the good stuff since it's giving me 7000 miles so far with no problems other than crappy gas mileage but the car runs great it's fast and it gets me where I need to go. But it' might be nice to get back to driving the insight.

 

[fattball]

Also FYI Honda roadside assistance at least in Washington state is AAA cuz the first thing they're like okay well call AAA and get your tow to Olympia I'm like no I don't need to go backwards so I just canceled that in had to go with Geico but I just got a text from the tow truck driver so he said he'll be here within 50 minutes. So Honda roadside assistance is basically AAA so you can't try to do both of them in the same night at least it might have worked but I didn't want to go backwards to the nearest dealership in Olympia cuz that's not really going to help me.

 

[fattball]

Part of me was skeptical(didn't think you can get that much bad luck) about what you posted but now you have piqued my curiosity. I would be interested to see your field of 13 dead cars when you get the chance. [img= class=inlineimg]https://www.gen3insight.com/forum/images/NO_BRAND/smilies/tango_face_grin.png[/img]

How much do you pay for insurance if your collision deductible is only $100? [img= class=inlineimg]https://www.gen3insight.com/forum/images/NO_BRAND/smilies/tango_face_surprise.png[/img]
My insurance is 900 every 6 months that's full coverage on the insight and liability on three other cars
I'm sure that's going to go up now. I definitely have bad luck on most of my cars but I do have a generation 1 Insight with 327000 miles on it that never had it anything go wrong with it and take it into the shop. I probably only spent a thousand bucks total on that car from 46,000 miles to 327000 miles in repairs and did them all myself. But I also bought a truck from the state of Washington auctions and 10 miles down the road the turbos went out and now it's sitting in my field and I'm into the car over 20k. Never even registered it still have the weird bill of sale thing from the Washington State auctions. I have a 1995 Infiniti G20 that only has one thousand miles on it but I did Wreck-It and then fixed it but then never got the gas line fix so it's been sitting for over 20 years. I have a 2001 or 2002 BMW 320 that has I believe 54,000 miles that has electrical problems so that's been sitting for 10 plus years. Also a 2007 Chrysler 300 that has electrical problems in 24,000 miles that's been sitting also for 10-plus years. I have a 2001 GMC Sonoma truck that starts one out of every 50 times I actually took that to the shop they did $4,000 to work to it and did not fix the problem. I have a Saturn SC2 coupe with the same problem as that but I think I only spent 400 on that one and gave up. Lots of other cars all with electrical problems most of which are worthless at this point that I gave up on but yes I do think I have 13 I did make it video I'll make another one and post it on YouTube so I can be laughed at. But I think with the 2010 F450 I'm actually going to try to replace the turbos myself I know it's super hard with a 6.4 you have to remove the cab it is a double cab but I'm in to that car so much that I think I'm at least going to try.

 

[fattball]

242 am and i made it to Honda in Portland.

 

[insightfully]

Also FYI Honda roadside assistance at least in Washington state is AAA cuz the first thing they're like okay well call AAA and get your tow to Olympia I'm like no I don't need to go backwards so I just canceled that in had to go with Geico but I just got a text from the tow truck driver so he said he'll be here within 50 minutes. So Honda roadside assistance is basically AAA so you can't try to do both of them in the same night at least it might have worked but I didn't want to go backwards to the nearest dealership in Olympia cuz that's not really going to help me.

To confirm - do you mean 'backwards' as in travelling north versus south (toward Portland)? Or do you mean the car was towed 'backwards' with front wheels on ground (vs flatbed)?

 

[andrew28]

242 am and i made it to Honda in Portland.

Glad that you made it there, safely. Hope you get your Insight back up and running soon.

That's one spooky looking 3rd gen Insight.

To confirm - do you mean 'backwards' as in travelling north versus south (toward Portland)? Or do you mean the car was towed 'backwards' with front wheels on ground (vs flatbed)?

I think he started out at Olympia,WA with his own AAA coverage and wanted to head south to Portland, OR. Wherever he was picked up from ended up to be 100 miles right at Chehalis, WA(spooky Insight pic spot). Honda roadside was suppose to tow him the rest of the way to Vancover, WA but Honda roadside thinks Olympia, WA was actually the closest Honda dealership(which would had resulted in him going backwards). He originally wrote he was going to Vancover, WA Honda to fix his immobilizer which is on the WA/OR border. Then do a short drive down to Ron Tonkin Honda(where he originally bought the Insight and they're a certified Honda body shop). Geico towing took him all the way to Ron Tonkin Honda it looks like so he doesn't need to stop at Vancover, WA.

Honda roadside towing doesn't have a mileage limit but they will only tow you to the nearest Honda dealership.
Geico's towing coverage also doesn't have a mileage limit but they will only tow you to the nearest qualified(I have no idea what Geico considers as qualified) repair facility so @fattball might have lucked out.

I called Bellevue Honda and Kirkland Honda they both said i had to get it fixed 1st before i could have them fix the computer problems. This why i need to get it to Ron Tonkin In Portland because I bought it there and they have the best Honda collision shop in the area.
I did call My insurance company and they had me send them pictures of the damage. They gave me an estimate of 3700.00. Who knows how much it will really cost its just the hood and part of the grill but its a new car so that's expensive. They said that they do not have any shops that can fix it up to spec so I had to find one for myself. But they will pay for it and my deducible is only 100.00. My dads computer sucks my phone is not seen when i plug into his usb ports but I was able to transfer some pics i just took using Airdroid. Here are pics of the sweet damage someone did while i was away, looks like someone backed into it, there are so many cars here I have no idea who did it.

Ok wish me luck I just called AAA Washington, I have plus service, getting them to tow me 98.8 miles. From there im 75 miles to Vancouver WA Honda and 85 miles from Ron Tonkin in Portland, Im gonna try to convince Honda roadside assistance to tow me to Tonkin. Either way hopefully Vancouver can fix the immobilizer and then ill drive to Tonkin. I missed my appointment last Monday but they said today is good also. Ill post a video if i make it.

 

[fattball]

I got the car fixed the electrical problems were all fixed by replacing the Modulator Assembly, Vsa (Rewritable) - Honda (57100-TXM-A02) . 2019-2020 Honda INSIGHT Modulator Assembly, Vsa (Rewritable) 57100-TXM-A02 | HondaParts. Total cost was 8888.52 for damage + 2184.49 for electrical problems,since someone backed into it nothing was covered by warranty. 11,073.01 I paid out of pocket, it hurt but it had to be done. Car runs great now no problems since then 20k miles and counting. 51.7mpg lifetime average. If i would have claimed it on my car insurance they would have canceled me. Last time I made a claim they canceled me, i could not get insurance for 3 years. I should have not gotten the very slight body damage fixed just got it running for the 2189.49 The damage was barely visible.

 

[insightfully]

Thanks for the update. Had wondered how everything turned out for you. It's quite sad that the cost was out-of-pocket due to the hit-and-run incident, but good to hear that everything has been working great since.

Were you able to get all the work done at the Portland dealer that had both a service center and Honda ProFirst Body Shop on site (or across the parking lot)?

Did the dealer provide explanation on how they identified the electrical issue(s)? Sounds like the modulator was reason for the warning lights... does it also control the security system / immobilizer. And did they offer any comments as to why it stopped working?

VSA modulator is part of the braking system (uses ABS). Did you recall any issues with the brakes before the warning lights appeared?

 

[fattball]

They blamed it on the accident even through it was all there before it got hit. Yes the e-brake worked intermittently and i would get random brake warnings often while driving, the cruise control system would also not work most of the time. It took them a while to figure out what was stopping it from starting.

 

[insightfully]

They blamed it on the accident even through it was all there before it got hit. Yes the e-brake worked intermittently and i would get random brake warnings often while driving, the cruise control system would also not work most of the time. It took them a while to figure out what was stopping it from starting.

Where exactly is the VSA Modulator mounted? I couldn't tell from the parts diagram. If you weren't already having problems before the collision, is it really in an area that could have been hit?

 

[hondab100s@]

I had the same problem the 2nd day i owned it. dealer said a fuse wasn't in all the way. quick fix. no issues since.

 

[andrew28]

They blamed it on the accident even through it was all there before it got hit. Yes the e-brake worked intermittently and i would get random brake warnings often while driving, the cruise control system would also not work most of the time. It took them a while to figure out what was stopping it from starting.

I would've got the damage from the accident repair first and then bring it in for warranty repair at the dealership for the original problem. I'm not sure about your home state but in MA drivers are guaranteed an insurance plan. Why are you worry about your insurance company dropping you? It's not like you're deceiving them about what happened.

As of April 1, 2009, insurance companies are no longer required to voluntarily offer insurance to Massachusetts drivers. Keep in mind, however, that even if one insurance company does not want to insure you, another company still might offer you coverage, so make sure to explore your options.

After one insurance company has refused to insure you, you become eligible to apply for coverage through the Massachusetts Auto Insurance Plan, also known as the MAIP. In order to get coverage from the MAIP, you will have to go through an insurance agent. That insurance agent will have you fill out an application for the MAIP. The MAIP then will randomly assign you to an insurance company. The price you receive from the MAIP may or may not be higher than a price you could have received if you had continued to shop around.

 

[insightfully]

I would've got the damage from the accident repair first and then bring it in for warranty repair at the dealership for the original problem. I'm not sure about your home state but in MA drivers are guaranteed an insurance plan. Why are you worry about your insurance company dropping you? It's not like you're deceiving them about what happened.

Isn't cost also a concern though? There are insurance companies like the Hartford that mention "lifetime insurability" - but they leave out that the coverage may come at a higher cost. Insurers need to manage their risk somehow and would do that through higher individual rates, especially if they are required to guarantee coverage.

 

[andrew28]

Isn't cost also a concern though? There are insurance companies like the Hartford that mention "lifetime insurability" - but they leave out that the coverage may come at a higher cost. Insurers need to manage their risk somehow and would do that through higher individual rates, especially if they are required to guarantee coverage.

Massachusetts Auto Insurance Plan (MAIP)

The Massachusetts Automobile Insurance Plan (MAIP) is a way for drivers to get auto insurance if they can’t find a company willing to write them a policy. The MAIP is NOT an insurance company and cannot give you a premium quote. If you get denied by an insurance company online, or are not...

www.mass.gov

Every company licensed to sell private passenger automobile insurance in Massachusetts must also participate in the MAIP by acting as an Assigned Risk Company (ARC). Consumers who cannot obtain insurance in the voluntary market are assigned to an ARC by the MAIP. For the most part, these ARCs are the same companies that you will see selling insurance in the voluntary market. The only difference is each company has some drivers they insure voluntarily and other drivers that are assigned to them through the MAIP.

The MAIP is administered by Commonwealth Automobile Reinsurers (CAR) according to rules that are approved by the Division of Insurance. The coverage and service provided to you by the ARC will be comparable to coverage provided to drivers in the voluntary market. The ARC must charge the consumer the lower of the MAIP premium rate or the ARC's voluntary premium rate.

The price will most likely be higher than the voluntary market but the state puts a cap on the premium for MAIP(Massachusetts Automobile Insurance Plan) drivers.

 

[JasonRL]

Hello,

I have seen a couple other posts about issues similar to mine and wanted to add in my own experience with them. I have a 2019 insight touring with about 33k miles on it. Back in January is when the issue originally occurred. I took it to the dealer they cleared the codes and pretty much sent me on my way. It has happened multiple times since then and this upcoming Friday will be the third time I’ve had it at the dealer for this issue. Here’s a video of the most recent incident:

. The power system code seems to be the worst one since it prevents me from starting the vehicle. Usually, after a few power cycles of the car the codes disappear and the car drives like normal. Does anyone have any ideas on what this could be? Two dealers checked the battery and said it came back fine. I am considering pursuing a lemon law case before the warranty runs out. Thank you in advance